Financing For Any Vehicle

Financing for any Vehicle, Foreign or Domestic Specializing in credit concerns due to divorce, bankruptcy or credit counseling, ODSP, Pension or WSIB 100% approvals, 100% of the time!

Over 20 Years Experience

Velvet Financing will help you take the next step back to good credit. Regardless of your personal circumstance we can get you into a reliable vehicle with an affordable payment plan designed to fit your needs. All within a couple of days! Let our 20 years of experience helping people help you too.

Cars From Many Dealerships

Since we are not directly tied to one dealership we can get any car from any dealership. Whether you find a vehicle yourself or want us to search inventories for a particular year & model, we will still get you financed.


Let Velvet Financing get you into a reliable vehicle with a comfortable payment plan designed to fit your needs. Tell us what you want & we will make it happen! 100% Confidential 100% Approvals 100% of the time!

Knowledge is Power!

Many people have no idea how their credit rates but Velvet Financing will take the time and go through your credit report, line by line with you so that you’ll understand.
Based on what we see, we’ll be able to advise you as to the best course of action to help strengthen your credit and therefore maximize your buying power when the time is right for you.

Knowledge is Key!

Come to us first, before you go car shopping. Velvet Financing takes the guess work out of getting an auto loan. You will know in advance how much the bank will allow you to spend, what your interest rate & what your monthly payment will be. We’ll give you the strength of a cash buyer, free to negotiate your own price! Velvet Financing works with over 60 reputable dealerships in the area so we have access to thousands of reliable cars & we also finance private sales as well.

Customer Testimonials
  • I have never seen such a dedicated team on individuals in my life, working miracles in getting me into a vehicle at least 4 years newer than I had ever dreamed. Velvet Financing works with their client and gives you the choice of the best vehicle possible. There is no deceiving here, only people that want to put you in the car that did not seem within reach. I am very, very glad I went to them for assistance and would never use any other vehicle financing service. Thank you for a really great job.!!!

  • I tried EVERYWHERE!! Same answer, sorry. Marg told me no problem and in 2 days I was driving away in the van I always wanted and at a cheap, affordable payment as I wanted! They do NOT turn ANYONE away. You got a pay stub, you WILL be approved!

  • Great experience! Wonderful people that really want to help! Do not hesitate to contact them I promise you will be so happy you did!

  • Rob, Marjie… thank you!
    I am only 1 1/2 months out of bankruptcy, and you managed to get me into a new car. From what I have read, and been told from other places, my interest rates were going to be through the roof! you guys not only managed to get me a loan, but you also got me a really decent rate!  (more…)

  • Dennis, Thanks for approving me for a newer car velvet even gave me heads up about good dealerships in the Windsor area.Other banks would not look at me with my credit know i got a newer vehicle that i really needed.